Thursday, April 23, 2009

Important to Save Money

Why it is important to save money? Let's count the reasons and how to do it

Way back in the day, saving money was as American as apple pie. After the Great Depression, as times and circumstances began to change for the better, just about everyone was into saving money, for those 'rainy day' needs. People in this country went through some very hard times during the depression and certainly learned their lesson. When you were lucky to have a job and could barely make ends meet, there was no money left over for emergencies and certainly not for luxuries. So when the economy picked up, most people were prudent enough to regularly put some money aside for their savings.

It must be a cyclic thing, because today, very few people have a savings account, now accustomed to relying on credit cards to meet emergencies and to fund luxury purchases. However, things are changing now. More and more people realize that it's important to save money. Why? Let's take a look at some of the situations that might arise at any time and throw you for a loop.

For one thing, credit is getting tighter and it's no longer wise to count on your credit card limits. What do you do if you're laid off? Your income is curtailed sharply, assuming you qualify for unemployment. Of course, this is just the time your car tires are in dire need of replacement. If you'd known that it's important to save money, there would be no problem. Now, those credit cards might get maxed out. Now is the time to pay those credit cards down and set aside as much as you can afford in savings.

If you live paycheck to paycheck (join the club!) and do not yet realize why it's important to save money, consider this scenario: you don't have health insurance and you develop a terrible toothache.

You're a student, living away from home, going to school and working. You need your car to get to work and school. It breaks. What do you do? Your parents may not be able to afford to pay for the repair. Auto shops do not usually have payment plans! No what?

You require eyeglasses in order to drive. You lose them. You don't have vision insurance and don't have a savings account. Your credit cards are maxed out.

Each of these scenarios will turn into a gigantic hassle. These are just a few of the reasons it's so important to save money.

That said, how do you begin to save money for that rainy day that turns into a downpour? No matter how small of an amount you can afford to set aside, now that you know it's indeed important to save money, you want to get started.

So what's the best way to save money? The answer, in a word, is consistency. Most people can afford to set aside $15 a week. Even if you're working a minimum wage job, this much can be done. In a year's time, this amounts to $780. Not bad. Cut costs as you can, if necessary. For example, most magazines cost between $5-10. A stop at the pizza shop? There's $12-15, easily. You see that at the minimum expense for just these two items, you can exceed your weekly savings goal.

So many of these little inconsequential expenditures are more desire driven than necessary. Become conscious of these impulse purchases. Once you commit to a weekly savings amount, stick to it! Now that you understand why it's important to save money, make your savings goal realistic and start saving. Believe me, you'll be glad you did.
Read More... Tips on How to Save Money

Wednesday, August 20, 2008

Financial Management

If You are one of the people out there that make more than enough, but you  spend the money in all kind of wrong places. Your financial management skills are no good, or none existent. This often comes from parents who had the same problems. We learn by example.

Wednesday, May 14, 2008

How Offsite Secure Data Storage Can Protect Your Company

do you think that your data is more safe in your site then in somewhere else?well there is no safe place anywhere in the world! that is why the data storage backup company hold the data in more then one place. because all the process of backup data is done automatically you do not need to spare time for it so you have confidence that all the time your data is backup. so with Offsite Secure Data Storage you know that your company is protected from any event of loosing your valuable backup data.
read more about: How Offsite Secure Data Storage Can Protect Your Company

Monday, May 5, 2008

How to Use Online Data Storage at Home or at Work

Have you ever arrived at work, knowing that you needed a particular file you were working on at home, but you suddenly realized that you forgot it? Of course, a situation like that has happened to just about all of us, but it could have easily been prevented had we chosen to use an online data storage solution. You see, with an online storage provider, you can easily upload your most used, most precious, or most popular files to a secure web host - allowing you to access the files you need whenever and wherever you are, provided you have access to the Internet.
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Wednesday, April 30, 2008

Money Saving Tips For Budget Travel

You can save a lot of money by finding budget travel bargains. Perhaps you are traveling on a personal trip or family vacation. Maybe you need to find cheap business travel for a cheap client. Whatever the situation, you can find various cheap travel bargains if you look hard enough. Your travel savings might amount to one half or more of the full price. Here are several places to locate good prices for travel on a budget.
Read All About Money Saving Tips For Budget Travel

Financial control

we all understand that to live with debt it is not a solution! so we must live according to our budget and the money we earn. how we know our budget, what our expenses, what we need to change in our money spending? well only a software or a system that track your immediate monetary sources? that can show you forecast of your future net worth, and help you achieve your financial goals just five minutes a day or less then 30 minutes per week you need to fully control your family monthly budget.
Read more on Financial control or Family Budget

Tuesday, April 29, 2008

Are Cheap Airlines All That Bad?

Are Cheap Airlines All That Bad?
do we have to be careful from cheap airlines. well in April this year i had to fly to Rome Italy urgent. as i don't make any move without checking in the internet. so i checked in google flights to Rome Italy. i found flights from 280$ for 1 person to 444$ not speaking about regular flights for 1000$ and more. so i checked about the 444$ offer and it was even cheaper 340$ and in very well known airline very reliable. so i said to myself if saving 40-60$ worth to fly with charter airlines. particularly that my son less then month before found a flight for 200$ to Rome but when they expected to take off the airplane had a problem so they delayed the flight 6 hours later and they changed the airplane to another. when he arrived in Rome his suitcase did not came with the flight and only after a week he received his luggage and some of the food he took with him was spoiled. well i took the 340$ flight and everything was excellent.
read more Are Cheap Airlines All That Bad?